Cash back credit cards, as the name suggests, give you cash back for using the card. So, they are one of the most popular types of rewards cards since they provide an additional discount on every buy.

When shopping for a cash back credit card, bear in mind that the most important aspects influencing any credit card are those affecting your interest rate and any normal fees and penalties.

If you acquire a card with an excessively high interest rate or an excessively high annual fee, you may defeat the purpose of trying to receive more money.

Consider the cash back you receive from your cash back credit card as an extra benefit and extra perks.

To put it another way, the finest cashback credit card for you should enable you to take use of that benefit based on its inherent capacity to offer cash rewards in a reasonably quick manner.

1. Capital One Quicksilver Cash Rewards Credit Card

Every transaction earns an unlimited 1.5% cash back; hotels and rental cars booked via Capital One Travel get a 5 percent cash back (terms apply)

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.0% intro on purchases for 15 months, then 16.49% - 26.49% .0% intro on balance transfers for 15 months.

2. Wells Fargo Active Cash® Card

Earn a $200 cash rewards incentive after spending $1,000 in the first three months. Earn limitless 2% cash back on all purchases.

Extra Benefits: There are no categories to manage or remember, and cash rewards do not expire as long as your account is active.

3. Discover it® Cash Back

5% cash back on everyday purchases each quarter like Amazon.com, grocery stores, restaurants, gas stations etc. Plus, earn unlimited 1% cash back on all other purchases

At the end of your first year, Discover will automatically match all cash back you've earned! There are no minimum or maximum expenditure requirements. You could convert $150 cash back into $300.