According to the United States SSA, most persons must accrue at least 40 "credits" during their working lives in order to receive Social Security retirement benefits.
2. Noncovered workers
Not every employee contributes to the Social Security system. Because they get a pension, public employees in some states are not covered by Social Security.
Employees of state and municipal governments, as well as school districts, colleges, and universities, may fall into this category. In some states, they may also include police officers and firemen.
3. Certain debtors
Do you owe the government money? If this is the case, you may have part of your Social Security payments withheld to assist you pay off the debt.
Furthermore, if you owe child support or alimony, your benefits may be reduced to satisfy those responsibilities.
4. Certain expatriates
If you retire in another nation, you may usually get your Social Security payments there. Check out the SSA website below to find which countries fall into this category.