1. College Tuition

According to CNBC, over 85% of schools and universities now accept credit cards as payment; however, there is often a 2–3% premium for this service.

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With a 2.5 percent assumption, a $10,000 tuition bill would incur a $250 charge. Any benefits you anticipated receiving will rapidly be eaten up by that type of upcharge.

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As soon as the states started permitting credit card surcharges—often promoted as "cash discounts"—they were quickly embraced by small firms. 

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2. The Doctor's Office

The healthcare sector has long lagged behind, but things are finally starting to change and make it simpler for doctors, including the cost of accepting credit cards.

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Government offices are often permitted to pass on the cost of credit card processing to you, despite the fact that

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3. Government Offices

a small number of states still restrict shops from doing so. Therefore, paying with cash at your local DMV, post office, or court is nearly always more affordable.

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Gas stations used to provide a discount until 2013 when Visa and Mastercard started enabling retailers to charge consumers a fee for using a credit card. 

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4. The Gas Station

Today, however, the majority of petrol stations simply display two different prices next to each other: one for cash and one for credit.

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When tax season comes along and you realize you owe Uncle Sam money, you should pay it by making a direct ACH payment from your bank account.

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5. The IRS

You will pay considerably more if you pay your taxes with a plastic payment method, such as a debit card or credit card.

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